{
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"legalBasis": "32014L0024",
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"title": "Potilasvakuutus",
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"name": "Vakuutuspalvelut",
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"Hankinnasta laaditaan nelj\u00e4n (4) vuoden mittainen hankintasopimus, jonka on tarkoitus alkaa 1.6.2021.",
"",
"Hankinta koskee sopimuskauden alkamisajankohdasta alkaen sattuvia potilasvakuutuslain (948\/2019) mukaisia vahinkoja. PVK:n aiempi potilasvakuutus j\u00e4\u00e4 edelleen koskemaan ennen 1.1.2021 sattuneita vahinkoja, joihin sovelletaan potilasvahinkolakia (585\/1986).",
"",
"Potilasvakuutus hankintaan sille terveydenhuollon toimintayksik\u00f6lle, joka tekee potilasty\u00f6t\u00e4. Potilasvakuutus hankitaan n\u00e4in ollen ainoastaan Sotilasl\u00e4\u00e4ketieteen keskukselle (SOTLK), joka on puolustusvoimissa ainoa terveydenhuollon toimintayksikk\u00f6. ",
"",
"Tietoja tarjouksen laskentaa varten:",
"",
"- Leikkaustoimenpiteiden m\u00e4\u00e4r\u00e4 vuositasolla on kuvattu liitteess\u00e4 1",
"- Hammasleikkauksia on tehty 183 kpl vuonna 2019 ",
"- Potilasty\u00f6t\u00e4 tekevien terveydenhuollon ammattihenkil\u00f6iden lukum\u00e4\u00e4r\u00e4t ja palkat ammateittain jaoteltuna on kuvattu liitteess\u00e4 2",
"",
"Toimenpidem\u00e4\u00e4riss\u00e4 ei ole n\u00e4kyviss\u00e4 mit\u00e4\u00e4n suurempaa muutosta. Ainoastaan hammasleikkausten m\u00e4\u00e4r\u00e4 voi v\u00e4henty\u00e4, mik\u00e4li hammasl\u00e4\u00e4k\u00e4reist\u00e4 on pulaa.",
"",
"- Vastaanottok\u00e4ynnit jakautuvat avosairaanhoitoon ja ty\u00f6terveyshuoltoon seuraavasti:",
"- erikoisl\u00e4\u00e4k\u00e4ri avosh 76 %, tth 24 % ",
"- l\u00e4\u00e4k\u00e4ri avosh 83 %, tth 17 %",
"- sairaanhoitaja avosh 93 %, tth 7 %",
"",
"Puolustusvoimien potilasvakuutukseen on kohdistunut viimeisen kymmenen ratkaisuvuoden aikana yhteens\u00e4 85 vahinkoa, joista korvattavia on 22 kpl, ev\u00e4ttyj\u00e4 61 kpl ja vahinkoja, joita ei viel\u00e4 ratkaistu 2 kpl. N\u00e4ist\u00e4 vahingoista maksetut korvaukset ovat yhteens\u00e4 48 920 euroa (sis. korkokulut ja vakuutusten hoitokulut, my\u00f6s ev\u00e4tyist\u00e4 vahingoista), sek\u00e4 varaukset yhteens\u00e4 20 000 euroa, p\u00e4iv\u00e4n 11.9.2020 tilanteen mukaan. Luvut eiv\u00e4t sis\u00e4ll\u00e4 vammaispalvelulain mukaisia korvauksia eik\u00e4 varauksia. Tarkemman vahinkotilaston vakuutusyhti\u00f6t saavat pyyt\u00e4m\u00e4ll\u00e4 PVK:sta, Salassapitovelvollisuuden takia PVK ei toimita vahinkotilastoa vakuutuksenottajalle, kun korvattavia vahinkoja on alle 3 per sattumisvuosi. ",
"",
"Potilasvakuutuslain (948\/2019) mukaisen vakuutuksen voi antaa sellainen vakuutusyhti\u00f6, jolla on oikeus harjoittaa vakuutusyhti\u00f6lain tai ulkomaisista vakuutusyhti\u00f6ist\u00e4 annetun lain mukaan vakuutusluokista annetun lain 6 \u00a7:ss\u00e4 tarkoitetun vahinkovakuutusluokan 13 mukaista vakuutustoimintaa Suomessa. Potilasvakuutustoimintaa voi siten harjoittaa kotimaisen vakuutusyhti\u00f6n lis\u00e4ksi my\u00f6s sellainen ulkomainen vakuutusyhti\u00f6, jolla on Suomessa sivuliike tai joka harjoittaa Suomessa vakuutuspalvelujen vapaan tarjonnan perusteella. ",
"",
"Tarjouspyynn\u00f6n vastainen tarjous hyl\u00e4t\u00e4\u00e4n.",
"",
""
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"Potilasvakuutuslaki on muuttunut vuoden 2021 alusta. Vuoden 2020 loppuun asti lakis\u00e4\u00e4teisest\u00e4 vakuutustoiminnasta on Puolustusvoimien osalta vastannut Potilasvakuutuskeskus (PVK), joka on potilasvakuutuslain muuttumisen my\u00f6t\u00e4 irtisanonut sopimuksen koskien 31.12.2020 j\u00e4lkeen tapahtuvia potilasvahinkoja. PVK:n ilmoituksen mukaisesti Puolustusvoimat hankkii itselleen lain edellytt\u00e4m\u00e4n vakuutuksen jostakin PVK:n j\u00e4senyhti\u00f6st\u00e4 1.1.2021 alkaen. ",
"",
"Hankinta kilpailutettiin kertaalleen vuoden 2020 lopussa, mutta jouduttiin keskeytt\u00e4m\u00e4\u00e4n ja toteutetaan nyt uudelleen. Hankinnasta on tehty v\u00e4liaikainen sopimus, joka p\u00e4\u00e4ttyy kun t\u00e4m\u00e4n kilpailutuksen mukainen mahdollinen uusi sopimus astuu voimaan.",
"",
"Tarjouksen sek\u00e4 sen liitteiden tulee olla suomenkielisi\u00e4. ",
""
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